The truth is not everyone should start their own business and not everyone should be self-employed. And besides, the world needs employees every bit as much as it need employers. I do not think you could build a 747 with a bunch of self-employed people.
There are some things though you owe your employer if you plan to remain employed, and therefore self-reliant. The first thing you own your employer is value. You must add value to their organization. The great news is that everyone can add value to their employer. That is why the job exists in the first place. So, figure out how your position adds value and then add as much of it as you can to ensure you remain employed (and self-reliant). Employees who add tons of value are let go last and do not stay unemployed for long.
The second thing you owe your employer is knowledge. Staying up on your education is imperative in almost every endeavor. If the company pays for it, great. If not, do it on your own. Staying up on your education does not mean getting an advanced degree (although that never hurts). Anyone can read a trade journal, follow a blogger, read the industry news. Whatever it takes, the world changes too fast for you to remain at your current level of understanding if you plan to remain self-reliant.
The third thing you own your employer is flexibility. Whatever job you have today is likely to change in the future. The job requirements may change or the job may go away altogether. That is just the nature of the world today. You need to be willing to be doing something other than what you are doing today. Stay aware, stay nimble, embrace change. It is how entrepreneurs find opportunities and employees stay employed.
In addition to what you owe your employer, there are things you owe yourself if you plan to remain self-reliant. The first thing you must do is network. Create an interconnected web of people who you know and who know you. And then treat your network the same way you treat your employer: add value, stay educated and embrace change. I smart man recently told me he can outsource knowledge but not relationships. They are every bit as valuable as what you know.
You also need to plan for a rainy day. Due to circumstances beyond your control (e.g., Lehman Brothers going out of business), you may find yourself in a situation you did not foresee. The self-reliant thing to do is to assume the worst and plan accordingly. If you assume you will be unemployed at some point in your life, you may be wrong but you will never get hurt. That means have some savings—a year’s worth if you can manage it. When it comes to spending money, the fun thing to do is to go on a vacation. The self-reliant thing to do is to build up your savings.
The final thing you owe yourself, and perhaps the most important thing, is to discover your life’s purpose and then get busy working it. I think it is much easier to add value, stay educated, remain flexible and network when you are doing what you are meant to do. The surest, and most fulfilling path to a self-reliant life is to spend each day on your journey, no matter who you work for.